Are bank profits permissible if they are intended for investment and not for lending to the bank?
Depositing money in usurious banks is lending with interest, and the intention of investment does not change that, because it does not transform the unlawful into the lawful. Real investment is achieved by developing wealth through trade and speculation, whereas usurious banks deal only in debt, borrowing and lending with interest, which does not benefit society.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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