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Is it permissible for a student who needs to pay in installments but does not have a credit card to pay a friend 500 EGP for the use of the friend's credit card for six months, on the condition that the 500 EGP be returned to him after that period?

1 min readAlso available in العربية

We understand from your question that you will lend the cardholder a loan in exchange for your utilization of his credit card for a specific period. This is impermissible because it is a loan that draws a benefit.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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