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Is selling air conditioners in installments at a fixed price, and contributing shares worth 1000 Riyals to distribute fixed profits based on sales, considered haram or usury?

1 min readAlso available in العربية

There is no objection to selling on credit with an increase in price, nor to Mudarabah (profit-sharing) according to Islamic law, where the capital owner gives a portion of his wealth to someone to trade with it, on the condition that the profit is shared between them according to a mutually agreed upon percentage. If the worker contributes with both his money and his labor, it is a permissible partnership (Sharikah), provided that the capital of each partner is known and that any equipment he possesses is appraised before his participation.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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