What is the jurisprudential ruling on the "Al-Ghina" investment account, which is based on Mudarabah with the possibility of entering draws for cash prizes, and is it valid to cite the resolutions of the Al-Baraka Seminar and the Sharia Board of Abu Dhabi Islamic Bank as evidence for its permissibility?
Islamic banks consider themselves a Mudarib (agent) in savings accounts, and the permissibility of a Mudarib gifting the رب المال (Rabb al-Mal - capital provider) is a point of contention among scholars.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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