Is it permissible for an Islamic bank to finance individuals to purchase real estate abroad, with the borrower acting as an agent for the bank, receiving the amount, and repaying it with profit in installments?

It is permissible for an Islamic bank to appoint the client as an agent to purchase a house that then enters into the bank's ownership, after which the bank sells it to the client in installments with a known profit. This is one of the permissible forms of Murabaha. The agent must present the true total cost to the bank without any increase, because the agent is entrusted, and to avoid riba (usury). If the agent were to inflate the price, a portion of it would become a prohibited usurious loan.