What is the ruling on opening an account or using a credit card to purchase courses from foreign websites due to the suspension of international purchasing in the country?
It is permissible to use a credit card if it is free from conditions involving interest or excessive fees beyond the actual cost, or taking a percentage on withdrawals for uncovered amounts, or purchasing gold, silver, and currencies with an uncovered card. It is also permissible to open a current account in an interest-based bank out of necessity if an Islamic bank is not available, while emphasizing the prohibition of dealing with interest-based banks when an Islamic alternative is available. If there is a need to purchase from abroad, a current account can be opened in dollars, leaving the account empty except when a transaction is needed.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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