How do you pay Zakat on your car parts trade, knowing that your personal capital does not exceed 10%, and you rely on buying and selling on credit, with debts owed to you and by you?

Zakat must be paid on trade goods prepared for sale, whether bought or sold for cash or on credit that is expected to be repaid.

Zakat is calculated annually by appraising the goods at market price, adding the expected debts, and then subtracting the debts owed by the merchant. If the remaining amount reaches the threshold of gold (85 grams), then one-quarter of one-tenth (2.5%) is to be paid.