What is the ruling on taking a loan of $22,0 from the Palestinian Housing Council, to be repaid over 10 years, with an administrative fee of $1,100 and an amount of $2,900 to be collected over the repayment period?

It is not permissible to borrow from the aforementioned institution as long as it requests an increase on the loan, which is the sum of ($2900) dollars, because that is usury (riba), which is unanimously forbidden. Administrative fees or actual service charges are permissible, but any increase beyond actual services is forbidden because it is usury. This loan is usurious, and it is not permissible to take it.