What is the ruling on keeping money in a Samba Bank account in the USA without interest, and what is the recommended alternative bank to avoid usury?
It is not permissible for a Muslim to deposit their money in an interest-based bank, even if it is a current account that does not generate interest. This is because it is considered aiding the interest-based bank and cooperating with it in sin and transgression. A Muslim must withdraw their money from interest-based banks and deposit it in Islamic banks. It can also be placed in an investment account that yields profit.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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