Is opening a savings account in a conventional bank, with the aim of obtaining a credit card and covering account and transaction fees with the interest, considered a violation of Islamic Sharia, given that I do not intend to receive this interest, waive it, or donate it?
It is not permissible to deal with usurious banks, even if the intention is to get rid of the interest or to donate it. If an Islamic bank is not available, a credit card can be issued from a usurious bank under certain conditions.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
Read the full answer on Ftawyhttps://ftawy.com/en/questions/176874