Is a person considered a perpetrator of riba an-nasi'ah (usury of delay), and must he dispose of the money, if he transferred an amount in US dollars in the UAE, and the receipt of its equivalent in Sudanese pounds in Sudan was delayed and received in installments, due to the absence of the condition of immediate possession (taqabud)? And how does one repent from that?
What is understood from the question is the exchange of dollars for pounds without the lawful instantaneous exchange (taqabud), and this contract is invalid. It must be annulled by returning the pounds and the dollars. If annulment is not possible, then repentance to Allah the Almighty suffices.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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