What is the ruling on benefiting from health insurance and the financial amount paid by the insurance company to the family of the deceased employee, and is it permissible for the employee to designate the beneficiary of this amount, or must it be divided among the heirs according to Islamic law?
The funds an employee obtains from their work transfer to their heirs after their death, according to their legally prescribed shares, unless the employee bequeathed a portion of it to a non-heir, in which case that is valid.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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