Is it permissible to use a credit card for interest-free installment offers, knowing that the purpose of obtaining it was for a "premium" interest-free installment card?

Credit cards are of various types, and their ruling differs according to their terms and conditions. It is not permissible to issue a credit card from a usurious bank except for a genuine need, and on condition of not falling into usury. It is forbidden to issue and deal with it if it is conditioned on an increase in usurious interest, even if the cardholder intends to pay within the free grace period. It is permissible to issue an uncovered card if its terms do not include usurious increases on the principal debt.