Is a car loan forbidden if it is essential for work and the company pays the entire resulting increase?

A loan with interest is prohibited usury, whether the company pays the increase or not, because it is a loan with stipulated interest. Usury is prohibited by the Qur’an and Sunnah, and the necessity that permits usury is that which results in perishing or unbearable hardship. Buying a car is not a necessity that permits borrowing with usury; rather, it can be purchased through Islamic Murabaha or a loan without interest.