Is it permissible to deal with the "Golden Way Group" company, which sells and mines precious metals, where pure 24-carat gold is purchased and left in the company's vault for trading, and the investor receives a profit margin ranging from 3% to 5% depending on the frequency of receiving profits (weekly, monthly, quarterly, semi-annually, annually), and the contract is for one year, with the possibility of receiving 80% of the capital or renewing the contract upon expiration, knowing that the capital is not guaranteed in cases of company bankruptcy, natural disasters, or wars?

Investing in "Golden Way Group" is impermissible for two reasons: The first is the impermissibility of purchasing gold with money online due to the condition of immediate exchange (qabd) at the time of the contract, based on the Prophet’s (PBUH) saying: "Gold for gold... hand to hand." This ruling for gold and silver also applies to monetary currencies. The second is the corruption of the investment, because the profit is a percentage of the capital and not a percentage of the actual earnings. Furthermore, the capital is guaranteed. If the guarantee of the capital is combined with the profit being a percentage of it, it becomes an interest-based loan (riba). The impermissibility of this transaction is further intensified by the condition of not returning 20% of the capital upon termination of the dealing.