Is zakat obligatory on a sum of money that has reached the minimum threshold (nisab) and a full year (hawl) has passed, knowing that it is designated for purchasing a home, which she desperately needs, has nothing else, and it represents the first installment of the home's price?
If the amount is set aside for purchasing a house in the future, then Zakat is obligatory upon it. However, if the house has already been purchased and has become a debt, then there is no Zakat upon it.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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