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What is the ruling on purchasing a car from an interest-based bank out of necessity, in a non-Islamic country, given the unavailability of transportation for work and daily needs?

1 min readAlso available in العربية

If the usurious bank will lend you the price of the car with usurious interest, then this is not permissible except in a case of necessity that allows committing the prohibited act. Necessity is when a person reaches a point where, if they do not partake of the forbidden, they will perish or be close to perishing. What you mentioned, that the car rental fee equals the price of a new car, and that your work requires a means of transport, none of this is considered a necessity that permits committing the prohibited act.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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