Is taking a symbolic amount (5,000 dirhams) as a loan to guarantee the tenant's departure after one year, in addition to an annual rent (10,000 dirhams), with the full return of the symbolic amount after the period ends, considered a form of usury (riba)?

It is not permissible to combine a sale and a loan. If a sale is conjoined with the condition of a loan, and there is benefit for the lender in that, such as a reduction in price, then it is a form of usury. The Prophet, peace and blessings be upon him, forbade combining the two, saying: "A loan and a sale are not lawful together." Stipulating a loan in a lease contract is not permissible. To guarantee rights, a check or a promissory note can be written.