What is the ruling on benefiting from another female student's insurance (with her consent and using her university ID card) to cover the costs of medical examinations for the questioner's wife, knowing that the insuring entity is governmental and will not suffer financial harm, and that the questioner will pay 10% of the costs? And is this considered "praiseworthy intercession" (wāsiṭah maḥmūdah)?
It is not permissible for a wife to use her colleague's insurance card, as this involves forbidden deception and forgery. The high cost of examinations does not justify this, nor does it justify wrongfully consuming others' wealth.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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