What is the ruling on opening a current account in a bank that divides the amount into shares and conducts periodic cash draws on them for depositors, with the possibility of withdrawing the original amount at any time without increase or decrease?

It is not permissible to deal with usurious banks by opening current accounts, as that entails cooperation in sin and aggression. The process of depositing money in this bank is a type of loan that brings benefit, where the depositor lends to the bank to gain an opportunity to participate in prize draws, and this is impermissible. The allocated amount is a form of interest on deposits in a new way that resembles gambling. Therefore, it is not permissible to open an account in this bank.