Is it permissible to buy an apartment in installments from someone who bought it with a mortgage, knowing that he has not finished paying its installments and will pay them from the installments I pay him, and on condition of not dealing with the bank at all?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to buy an apartment that its owner purchased through real estate financing, whether the financing was a legitimate Murabaha or an usurious loan. This is because the prohibition is related to the buyer's liability, making his ownership valid, and the sin of usury falls upon him. Ibn Habib and Ibn Rushd mentioned that the forbidden accrues to the liability of the seller and the giver, and they are responsible for it. It was reported from Ibn Mas'ud that he said: "For you is the enjoyment, and upon others is the sin."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/188658
Where this answer came from
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- Ftawy
- Original fatwa ID
- 188658
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy