What is the ruling regarding a husband's insistence that his pregnant wife abort for a second time, after convincing her to abort their first fetus, and his appropriation of her money, and the wife's refusal to abort and her insistence on keeping her child and her money, knowing that they are informally married and live abroad?

"An 'Urfi' marriage is valid if it fulfills the Sharia (definition)-compliant pillars and conditions. If it does not include a guardian (wali) and witnesses, then it is considered 'zina' (unlawful sexual intercourse). If the marriage is not valid, she must separate from the man or contract a new, valid marriage, repent from the forbidden relationship and the abortion, and not repeat it. As for the money the man took, if it was by fraud, usurpation, or a loan, then he must return it. If she willingly gifted it to him, the majority of scholars hold that she cannot retract it. However, there is a narration from Imam Ahmad that she can retract it, and another narration from Ahmad that she can retract it if he asked her for the money or if there was an indication that she feared him."