Is a pension resulting from an annual payment for the insurance of expatriate workers permissible?

Social insurance or retirement pensions are a matter of scholarly disagreement. The majority of scholars permit them as long as the state administers them for the purpose of social solidarity, not profit. It is not considered a financial exchange similar to prohibited commercial insurance. Rather, it falls under the category of assisting specific groups due to old age, illness, or accidents. The social insurance system in each country and its details should be examined to ensure that the contract is free from other Sharia-prohibited elements.