Is it permissible to recover a financial loan, whether documented by an authenticated deed or an ordinary one, in cash, if it is for the same value without any increase or decrease?

Giving a check to the borrower is considered a constructive possession if it has a withdrawable balance. The resolution of the Islamic Fiqh Academy stipulates that receiving a check with a withdrawable balance is considered a constructive possession, recognized legally and customarily. Upon withdrawing the cash, the possession is realized, and the money becomes a debt owed by the borrower. There is no objection to repaying it in cash.