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The question

Is it permissible to take a loan from banks with a small interest rate, especially if people do not lend money except with a higher interest rate than banks due to monopolization?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

Usury (riba) is impermissible, whether the lender is a bank or an individual, as it is one of the gravest sins. However, purchasing an item for a deferred price that exceeds its cash price is permissible, provided its conditions are met.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
52529
Imported
Translation status
Source text, unreviewed
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