What is the ruling on owning a car through a lease-to-own system, and insuring it after its ownership is transferred from the company itself, or owning a private car and insuring its registration?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the lease is an actual lease with a promise of ownership, then there is no harm in it. As for insuring the car registration (istimara) or insuring with the aforementioned company, if it is cooperative insurance, then there is no objection to it. But if it is commercial insurance, then it is forbidden.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/103071
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 103071
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy