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The question

What is the ruling on investing money in the company BeCap and earning profits from it, and are these profits usurious?

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Source: FtawySummarized from the full answer at Ftawy · reviewed Sep 2, 20261 min readAlso available in العربية
The answer

It is impermissible to invest in this company because its profit is a fixed percentage of the capital, specifically 1.41% daily, which invalidates the partnership. If, in addition to this, the capital is guaranteed, then it becomes an interest-based loan. Lawful profit must be a percentage of the company's earnings, not of the capital. Scholars have unanimously agreed on the invalidation of Qirad (Mudarabah/profit-sharing partnership) if a specified amount of money is stipulated for one or both parties.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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