Is zakat obligatory on a sum of 230,000 Saudi Riyals, of which 100,000 Saudi Riyals was loaned to brothers as a benevolent loan (qard hasan) that has not yet been repaid, and the remaining 130,000 Saudi Riyals, in addition to a bank loan of 200,000 Saudi Riyals, was invested in government contracting projects from which neither profits nor capital have been received yet?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Firstly: The debt owed to you by your financially struggling brethren is not subject to now. If you do receive it, you should pay zakat on it for one year.
Secondly: The debt you owe to the bank does not, according to the more preponderant opinion, prevent or reduce your zakat obligation.
Thirdly: The money paid to a contractor for investment in service-related works (execution of government projects) is not subject to zakat. Zakat only becomes obligatory on the principal and its profits once you receive them and a full year has passed over them.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/12936
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- Ftawy
- Original fatwa ID
- 12936
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy