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The question

What is the aspect of usury in the bank's mediation between the seller and the buyer, where the bank pays the seller the amount and records it against the buyer with an increase?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

The usurious aspect in this transaction lies in the bank paying the price of the commodity on behalf of the buyer, and then recovering it from him with an increase. This means the bank has lent him the price with interest, which constitutes usury (riba).

Summarized from the full answer at Ftawy · imported

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Source platform
Ftawy
Original fatwa ID
150843
Imported
Translation status
Source text, unreviewed
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