Is the noble verse "And do not throw [yourselves] with your [own] hands into destruction" considered a justification for refraining from performing duties?

The noble verse: "And spend in the way of Allah and do not throw [yourselves] with your [own] hands into destruction" (Al-Baqarah: 195) has several interpretations. These include refraining from spending in the way of Allah and abandoning Jihad, engaging in acts that lead to destruction, and abandoning acts of obedience and despairing of repentance. Scholars such as Sheikh Al-Sa'di, Ibn Kathir, and Al-Jazairi interpreted it as an encouragement to spend in the way of Allah, especially for Jihad, and that abandoning this leads to the destruction of Muslims through the dominance of enemies. As for throwing oneself into destruction, it includes abandoning what has been commanded if its abandonment leads to destruction, and performing acts that lead to self-destruction, such as venturing into dangerous travels or hazardous places. However, scholars have made an exception for taking risks in Jihad if it is done with sincere intention and involves causing harm to the enemy or emboldening Muslims, such as a man attacking a large army alone if he possesses strength, because this may fall under seeking martyrdom and exalting Islam. Likewise, speaking a word of truth to an oppressive ruler is considered among the best forms of Jihad.