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The question

What is the ruling on leveraged trading in Forex with a broker who does not charge usurious commissions or overnight fees, but rather a fixed commission through the spread (the difference between the bid and ask price) which increases with the increase in contract size, while a margin is pledged from the balance to ensure that losses do not exceed the balance, especially since the broker does not require an increase on the loan taken from the bank and without interest, taking into account that combining a loan and a sale is permissible if the transaction is free from an increase in the loan or favoritism in the price, and that the broker has no hand in determining currency prices in the market?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

It is impermissible to deal with an intermediary lender who stipulates that the money be invested through him, and the borrower cannot withdraw it or benefit from it, such that his commission increases with the value or frequency of the transaction. This is because the intermediary's stipulation that the client's trade must be conducted through him leads to combining a loan with a compensatory contract (brokerage), which is akin to combining a loan and a sale, something forbidden in Islamic law by the Prophet's saying: "A loan and a sale are not permissible together." Furthermore, every loan that draws a benefit is forbidden usury.

Summarized from the full answer at Ftawy · imported

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Ftawy
Original fatwa ID
162540
Imported
Translation status
Source text, unreviewed
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