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The question

Does Zakat become obligatory on the amount remaining with a debtor to a housing institution after making an initial payment?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

If debt is not deducted from funds—which is the more cautious approach—then a Muslim must pay zakat on all their possessions. If there are assets that can be sold to repay the debt, then zakat is obligatory; otherwise, there is no zakat.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
109017
Imported
Translation status
Source text, unreviewed
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