Is the monthly amount deducted by the bank for banking services and stationery considered usury (riba)?

There is no harm in the bank charging fees for opening a current account in exchange for the services provided. This fee is not usury (riba) because the bank is a debtor, not a creditor. Demand deposits are considered loans. It is permissible to open a current account in Islamic banks that adhere to Sharia principles. It is not permissible in usurious banks except out of necessity. It should be said: "What is your opinion?" instead of "What is the ruling of the religion?"