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Is all money considered usury if a sum is borrowed with interest from a bank and then repaid in full?

1 min readAlso available in العربية

One must repent from engaging in usurious transactions because it is a grave sin for which severe warnings have been issued. Usurious borrowing from a bank does not affect legitimately earned wealth. The interest paid is indeed usury, and it leaves no trace on the principal amount. One should be keen on earning through lawful means, as it is more blessed, brings Allah's pleasure, and grants peace of mind.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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