Is it permissible for me to take a loan from an interest-based bank to pay off accumulated debts resulting from a decline in sales and an increase in expenses, and to preserve my commercial reputation, knowing that I am compelled to do so due to severe financial hardship and an exaggerated increase in the exhibition's rent?

Usury is one of the grave sins that erase blessings, and Allah Almighty has warned those who deal in usury of severe punishment.

"Necessities permit the forbidden," but it is not permissible to confuse luxuries, needs, and necessities. Many people elevate luxuries and needs to the level of necessities.

What is mentioned in the question does not rise to the level of necessity that permits borrowing with usury, as it does not involve the perishing of a soul or the loss of honor, nor were attempts mentioned to obtain money through permissible means such as "Tawarruq" (monetization) or "Salam" (forward sale).

Market stagnation, high rents, and low profits are general conditions that do not permit usury. One must continue to be scrupulous and seek lawful ways of earning a livelihood.