How is the funeral expenses amount disbursed by the insurance authority after the mother's death distributed? Is it equally among the children, or is the male's share twice that of the female's?

The amount from insurance is not an inheritance to be divided among heirs; rather, it is a grant disbursed according to the directives of the entitled authority and belongs to those designated by that authority. Therefore, funeral expenses disbursed from insurance in the name of a specific person belong to that person and are not included in the inheritance. As for condolence expenses, they are not to be taken from the estate except with the permission of all heirs. Anyone who spends anything from the estate without their permission is liable for it. However, the expenses for preparing the funeral (such as the shroud and the washer's fee) are taken from the estate before its division because they take precedence over the rights of the heirs.