Is working at the National Social Security Fund, which imposes late payment penalties on those who are tardy in paying their contributions, permissible (halal) or forbidden (haram)?
Working in a fund that imposes a late payment penalty on those unable to pay is forbidden, as this constitutes usury (riba) and cooperation in sin, as stated in the noble verse: "And do not cooperate in sin and aggression." The prohibition becomes even stronger if the fund relies on commercial insurance or invests its money in forbidden (haram) activities. It is not permissible to work in it except out of extreme necessity, with the obligation to leave it immediately once permissible work becomes available.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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