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Is subscribing to the National Fund, which requires paying 750 EGP for the subscription and then 7 EGP monthly in exchange for receiving 40,000 EGP upon retirement or death, permissible or forbidden, knowing that the money is saved and invested in banks?

1 min readAlso available in العربية

Participation in this fund is impermissible due to its inherent ambiguity (Jahalah), as a participant might pay more than they receive or vice-versa, and they might pass away shortly after joining, thus becoming entitled to the sum. Furthermore, the fund's assets are invested in interest-based (riba) banks, which constitutes cooperation in sin and aggression, forbidden by Allah Almighty in His statement: "And cooperate not in sin and aggression. And fear Allah; indeed, Allah is severe in penalty." (Al-Ma'idah: 2).

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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