What is the ruling on taking out loans from Al Rajhi Bank in Jordan with a 6% markup, given that the bank requires a minimum loan amount of 8,000 Jordanian dinars, even though the amount needed does not exceed 4,000 Jordanian dinars?

Al-Rajhi Bank is permitted to enter into a Murabaha (cost-plus-profit) agreement with the debtor to settle his initial debt to another bank. There is no objection to this, and it does not affect the permissibility of the transaction that the bank stipulates a specific minimum amount for the financing transaction.