Is a person who took an interest-bearing loan before embracing Islam obligated to repay it with interest after embracing Islam?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If a person obtains an interest-bearing loan (riba), they do not benefit twice: first, from the utilization of the borrowed money, and second, from the usurious increase. The increase should not be paid to the usurer; rather, it should be placed in the public treasury (Bayt al-Mal) or given away as charity. This is in accordance with the saying of the Prophet, peace and blessings be upon him, on the Day of Arafah: "The usury of the Ignorance (Jahiliyyah) is abolished."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19881
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19881
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy