What is the ruling on taking an interest-based loan to cover the costs of one's children's university studies?
Source: FtawySummary from Ftawy's records · added here Oct 24, 2026
If the student loan is for profit, it is religiously forbidden (), because studying is not among the necessities that absolutely permit borrowing with usury (riba). However, some contemporary jurists have permitted this type of loan for students who have found no permissible means to study, provided that legitimate alternatives are absent, and that the necessity is estimated according to its measure, along with striving to get out of the usurious loan once able to do so.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/163619
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- Ftawy
- Original fatwa ID
- 163619
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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- Read the full answer on Ftawy