What is the permissible শরعي way of conducting deferred-payment sales (installments)? Is it permissible to determine the price after knowing the buyer's preference for cash or installments, or must both prices be presented together? And should the installment period be determined before setting the price, or vice-versa?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the price of the commodity, the method of payment, and the value of the installments are agreed upon at the time of the contract, then selling by installments is permissible, even if the seller increases its price in return for the deferred payment. The determination of the price and the duration is left to the agreement of the two parties, and guidance may be sought from the prevailing market price at the time of sale.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/64597
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 64597
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy