Is Zakat obligatory on a frozen bank deposit for three years in an Islamic bank, designated for the purpose of obtaining residency and nationality, and having a variable profit, knowing that the Central Bank guarantees only 5% of the deposit?

Zakat is obligatory on investment deposits and their profits annually because the generated wealth is subject to Zakat along with the principal, as ruled by the Islamic Fiqh Academy. This applies to both long-term and short-term accounts. It is preferable to pay Zakat when the hawl (one lunar year) is completed if the money is available. If that is difficult due to the deposit being frozen, then it is permissible to delay paying it until the money can be withdrawn, and then pay it for all past years.