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The question

Is it permissible to use points from a bank card issued by an Islamic bank and earned through purchases, to buy from a store affiliated with an airline contracted with the bank?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

The points granted to the buyer via credit card fall under commercial incentives, and the basic ruling is that there is no objection to them if two conditions are met in their use: that the fees for their services are according to the actual cost of issuing the card, and that they are not above it for the sake of the (points), so as to avoid falling into gambling; and that the beneficiary's use of the card is for a need, not in anticipation of the prize (points). Therefore, if these two conditions are met, these points are permissible, and it is permissible to purchase with them from the aforementioned store.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
151392
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy