Is it permissible to use points from a bank card issued by an Islamic bank and earned through purchases, to buy from a store affiliated with an airline contracted with the bank?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The points granted to the buyer via credit card fall under commercial incentives, and the basic ruling is that there is no objection to them if two conditions are met in their use: that the fees for their services are according to the actual cost of issuing the card, and that they are not above it for the sake of the (points), so as to avoid falling into gambling; and that the beneficiary's use of the card is for a need, not in anticipation of the prize (points). Therefore, if these two conditions are met, these points are permissible, and it is permissible to purchase with them from the aforementioned store.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/151392
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 151392
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy