Is a man's saying to his wife, "When such and such money comes, take it as a deferred dowry and maintenance," considered a divorce if he did not explicitly utter the word divorce and did not intend divorce?

The phrase mentioned is not considered a divorce because it is not one of the allusive phrases of divorce, and the husband did not intend divorce by it. What is considered by the jurists regarding allusive divorce is the presence of intention. It is appropriate to think well of the husband, assuming that he intended to rid himself of the deferred dowry debt.