Is sending money via phone (Flexy), where an additional amount is deducted from the balance as a service fee (10 Algerian Dinars), considered usury (riba)? And is it considered usury for the seller to take an additional amount for himself (10 Dinars) in addition to the company's fees?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Transferring call credit from one mobile phone to another does not fall under usurious sales, as it is a sale of benefits, not money. It is permissible to pay the fee charged by the company for the transfer service. As for the seller taking an amount for the transfer, if he is contracted with the company, he is not allowed to take anything from the credit owner. However, if he is not contracted, he may take an agreed-upon wage for his work.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/85314
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 85314
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy