Is it permissible to replace an old car—whose installments are still being paid—with a new car from the same dealership after the old one is appraised at market value and the difference is paid, or does this fall under the ruling of Bay’ al-’Inah (a form of usury)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The described scenario—selling an old car for a new car with a payment of the difference—is permissible because cars are not usurious commodities. The Permanent Committee has issued a allowing this, and Ibn Uthaymeen stated that disparity and deferment are permissible for non-usurious commodities.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/153731
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 153731
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy