Is it permissible to sign an undertaking with an Islamic bank to purchase an apartment using the Murabaha system?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the bank first purchases the apartment for itself, then sells it to the prospective buyer after it has entered its possession and responsibility, then this is permissible. It is permissible for the bank to obligate the prospective buyer to sign a commitment to guarantee its right, because obligating fulfillment of a promise in a Murabaha transaction for a prospective buyer is religiously permissible. However, a binding promise from both parties is prohibited because it is considered to be in the meaning of a sales contract before possession.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/188124
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 188124
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy