What is the ruling on zakat for a sum of 830,0 DZD, of which 800,0 DZD was loaned out before the completion of the hawl (one lunar year)?

Zakat is due on money when it reaches the nisab (threshold) and a full Hijri year has passed over it. Zakat is paid on the remaining amount of money in your possession. As for money that has been loaned: if the debtor is insolvent, procrastinating, or denying the debt, then according to Ash-Shafi'i and Ahmad, Zakat is paid upon its recovery for all past years. According to Malik, it is paid for one year. And according to Abu Hanifa, a new hawl (year) begins from the time it is recovered. If the debtor is wealthy and willing to pay, then according to many scholars, Zakat on this money is obligatory along with one's own money at the end of the hawl. Some scholars, however, permitted paying Zakat upon its recovery for all past years. If the loan occurred during the hawl, then the debt is deducted from the money, and Zakat is paid on the remaining amount at the end of the hawl if it reaches the nisab, according to the majority of scholars. However, Ash-Shafi'i, in his later opinion, holds that debt is not deducted. Malik, on the other hand, believes that the debt should be offset against ʿurud al-qinya (assets acquired for use) if they exist; otherwise, the debt is deducted.