Is repaying a usurious bank loan with a loan from an Islamic bank considered a departure from usury, and what is the ruling of Sharia on this?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
It is permissible for an Islamic bank to assume responsibility for settling the debt if it was a benevolent loan () without interest. Otherwise, it is not permissible because it is an interest-based loan (riba). The sin of usury is not lifted by this, and you are obliged to repent from it by feeling remorse and resolving not to return to it.
Summarized from the full answer at Ftawy · imported
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- 48584
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